Pricing

Simple. Honest. No surprises.

No subscription, no account. A free policy check to stay ahead of a refusal, and one low, flat fee for the letter that fights back when you get one.

What it costs

From £200 an hour to £49.99 fixed.

A solicitor £200/hour Billed by the hour. The clock keeps running.
smarterclaims £49.99 Fixed. Paid once, only if we can help.

The same legal-grade arguments, without the hourly bill. One fixed fee, and only once we've confirmed your refusal can be challenged. No hidden fees, no subscriptions.

Self-help with smarterclaims
  • FreeTell us what happened. 60 seconds, plain English. We'll tell you honestly whether we can help.
  • FreeUpload your letter and policy. If your case looks suitable, we do a preliminary review at no charge.
  • £49.99Get your full legal-grade pack. Every argument, with the law, FCA rules and Ombudsman decisions cited, ready to send.
  • £0 risk14-day money-back guarantee. If it isn't useful, you get a full refund.
Check my claim free →

You see a preview of the analysis before you pay anything.

The fine print, in plain words

What you won't find here.

No subscription

You pay per letter, only when you need one. There's nothing to cancel.

No account

You don't sign up to use smarterclaims. Drop your documents in and go.

No surprise fees

One flat fee of £49.99 per letter. You only pay if we can help with your case, and you always see the price before you pay, never after.

Refundable

If we look at your case and can't help, you don't pay. And if you've already paid, we refund you.

Claim smarter.

Start with a free check, or drop in a refusal letter you've already had.

Drop your refusal letter → £49.99 · No account · Minimal questions · Money-back guarantee